6 Top Mortgage Myths Debunked

Coins sitting next to a home

Buying your first home can feel daunting, there’s no doubt about it. While it’s fun to dream about your ideal home and all the ways you can make it your own, first time home buyers might be surprised at just how many steps are involved in making that dream a reality.   Getting a mortgage…

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What You Should Know About Buying a Foreclosed Home

Foreclosed house

There are so many reasons to buy a home, especially right now! Credit standards are lower than you might think, and many homeowners end up with a decreased mortgage payment than what they were paying in rent each month. Furthermore, the process of applying for a mortgage has changed dramatically in the last decade, with…

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Our Guide to Home Buying for Millennials

Millennials touring homes

Thinking of buying a home in the near future? 2020 has certainly been a year of ups and downs, but it’s a great time to start your real estate adventure!   As a millennial, unfortunately, you’re probably used to being the brunt of the joke: a generation living with their parents for far too long,…

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What is Escrow and Why is it Important?

When two parties are “in escrow,” they are entering into an agreement designed to make major transactions—like mortgage agreements—more secure. Escrow is a contractual agreement that requires a third party to hold and dispense funds or property for all parties involved in a transaction. Whether the funds are disbursed depends on whether all the conditions…

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Why Buying a Home is Easier Than It’s Ever Been

Homeownership is down nationwide—a trend that is largely attributable to the younger, millennial population’s reluctance to buy. This shift reflects a number of factors, including the unstable and rapidly changing job market, soaring student loan debt, and the higher median age at marriage. Taken together, these variables have dramatically changed the housing market. According to…

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How Alternative Mortgage Lenders are Changing the Home Buying Industry

Digitally Connect with your mortgage broker and apply for a mortgage online

Rapidly changing technology has left few industries untouched, and the mortgage industry is no exception. Historically, mortgages have been processed through large, big-name banks. Thanks to alternative, non-bank lending companies, prospective homeowners now have more lending options and can complete the mortgage process almost entirely online—saving time, money, and hassle.     Following the 2008 housing…

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