Millennials touring homes

Thinking of buying a home in the near future? 2020 has certainly been a year of ups and downs, but it’s a great time to start your real estate adventure!   As a millennial, unfortunately, you’re probably used to being the brunt of the joke: a generation living with their parents for far too long,…

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When two parties are “in escrow,” they are entering into an agreement designed to make major transactions—like mortgage agreements—more secure. Escrow is a contractual agreement that requires a third party to hold and dispense funds or property for all parties involved in a transaction. Whether the funds are disbursed depends on whether all the conditions…

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Homeownership is down nationwide—a trend that is largely attributable to the younger, millennial population’s reluctance to buy. This shift reflects a number of factors, including the unstable and rapidly changing job market, soaring student loan debt, and the higher median age at marriage. Taken together, these variables have dramatically changed the housing market. According to…

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Digitally Connect with your mortgage broker and apply for a mortgage online

Rapidly changing technology has left few industries untouched, and the mortgage industry is no exception. Historically, mortgages have been processed through large, big-name banks. Thanks to alternative, non-bank lending companies, prospective homeowners now have more lending options and can complete the mortgage process almost entirely online—saving time, money, and hassle.     Following the 2008 housing…

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Digitally Connect with your mortgage broker

So you’ve decided to take the next step in your home-buying journey. Congrats!   Whether you’re just started out and have been obsessively browsing home listings online via sites like Zillow and Redfin, or you’re ready to make an offer on your dream home and secure your financing, it’s definitely an exciting time. (And one…

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