Purchase a Home

We provide the most favorable rates in the industry with loan options that are perfectly tailored to your needs.

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Home Loan Options

Homebuyers don’t need to have a 20% down payment to receive a loan! Whatever your situation, we have a flexible array of loan options to suit your requirements and needs.

Conventional

Two-thirds of homeowners’ loans in the United States are conventional mortgages. These are homebuyer loans that are available via private lenders instead of government entities. We work with hundreds of organizations to provide our clients with the best rates in the country.

FHA

FHA loans are mortgages that are delivered by FHA-authorized lenders and are insured by the Federal Housing Administration itself. FHA loans require smaller down payments (as low as 3.5%) and allow lower credit scores compared to conventional loans.

VA

VA home loans are backed by the Dept. of Veterans Affairs to help returning service members buy homes without a down payment or a high credit score.

Hybrid ARM

A hybrid adjustable-rate mortgage is part fixed-rate mortgage and part regular adjustable-rate mortgage. This loan has an initial fixed interest rate period followed by an adjustable-rate period.

Down Payment Assistance

Down payment assistance programs are offered by local or state authorities, non-profits, or lenders. We help our customers find out which down payment assistance programs they are eligible for.

Jumbo

Jumbo home loans typically have high credit quality and an amount that is above conventional conforming loan limits. We help our clients find the ideal loan opportunity that is tailored to their personal situation.

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"I use the Mortgage Goat for all my real estate needs. I have purchased a home with my VA loan, I have purchased multiple investment properties from residential to commercial and I have also refinanced multiple properties and Mortgage Goat has and will always be my go to. When it comes to lenders you need someone you can trust to ensure you are getting the lowest rate and the best terms on what can be your biggest asset."

- Douglas G.

Wondering which loan is best for you? Speak with one of our Home Loan Experts today!

Purchase Process

Total transparency for the homebuying process

Buying a home is typically the biggest investment decision of your life. Start your process with numbers that you can trust. Here’s how we make this as simple as possible.

Mar 3, 2020

Step 1: Establish the Details

It's important for us to understand your situation and homeownership goals so we can present a strong solution.  
Mar 3, 2020

Step 2: Determine your Credit Score

In order to get an accurate idea of the loans available, we will review your credit score to get the full picture of potential loan options.
Mar 3, 2020

Step 3: Calculate the Numbers

We find out the details on your income, monthly bills, and savings. Then we calculate the ideal home price that's suitable for your budget.
Mar 3, 2020

Step 4: Create an Offer

We help you to customize approval letters to make offers quickly and efficiently.
Mar 3, 2020

Step 5: Close the Deal

Once you're confident in the numbers and the details, we help you close fast and securely.

Buy a home with confidence, simplicity, and speed.

Mortgage Goat offers expert mortgage advice combined with the most diverse range of loan options available. Don’t wait and start today!